Terms and Conditions

1. Introduction

Welcome to Legacy Capital Agents. These terms and conditions govern your use of our services and products. By accessing or using our services or purchasing our products, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you may not use our services or products.

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2. Definitions

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"Legacy Capital Agents" refers to our company. "Services" refers to the insurance services provided by Legacy Capital Agents. "Products" refers to the insurance products offered by various insurance companies, facilitated by Legacy Capital Agents.

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3. Acceptance of Terms

By accessing or using our services or purchasing our products, you acknowledge that you have read, understood, and agree to abide by these terms and conditions.

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4. Description of Services and Products

Legacy Capital Agents acts as an independent insurance agency and provides services to assist users in obtaining insurance products offered by various insurance companies. These products include but are not limited to life insurance, health insurance, property insurance, and casualty insurance. Please note that these products are owned and underwritten by the respective insurance companies, and Legacy Capital Agents is not the owner or provider of these products. Users acknowledge that Legacy Capital Agents acts solely as an intermediary in facilitating the purchase of insurance products from third-party insurance companies.

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5. User Responsibilities

Users are responsible for providing accurate information when applying for insurance policies. Users must also adhere to the terms and conditions outlined by Legacy Capital Agents and any relevant laws or regulations.

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6. Payment Terms

Payment terms for our services and products are outlined in the respective insurance policies and agreements. Users are responsible for paying premiums and fees in accordance with these terms.

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7. Intellectual Property

All intellectual property associated with our services and products, including but not limited to trademarks, logos, and content, are owned by Legacy Capital Agents . Users may not use our intellectual property without prior written consent.

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8. Privacy Policy

Our privacy policy governs the collection, use, and protection of user data. By using our services or products, you consent to the terms of our privacy policy.

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9. User Conduct

Users must conduct themselves in a lawful and ethical manner when using our services or products. Prohibited activities include but are not limited to fraud, misrepresentation, and unauthorized access to our systems.

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10. Disclaimer of Warranties

Legacy Capital Agents makes no warranties or representations regarding the accuracy, completeness, or suitability of our services or products for any particular purpose. All services and products are provided "as is" without warranty of any kind.

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11. Limitation of Liability

Legacy Capital Agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services or products.

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12. Indemnification

Users agree to indemnify and hold Legacy Capital Agents harmless from any claims, losses, damages, liabilities, or expenses arising out of or in connection with their use of our services or products.

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13. Termination

Legacy Capital Agents reserves the right to terminate or suspend a user's access to our services or products at any time and for any reason without prior notice.

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14. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of the United States of America. Any disputes arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of the United States of America.

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15. Changes to Terms and Conditions

Legacy Capital Agents reserves the right to modify these terms and conditions at any time. Users will be notified of any changes through our website or other means deemed appropriate by Legacy Capital Agents.

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16. Contact Information

 

17. Opt-In

• Legacy Capital Agents is an insurance organization that specialized in Medicare, Life Insurance, and Retirement Protection. Opting in will allow you to receive messages about these products, as well as schedule a consultation with a licensed advisor

• You can cancel the SMS service at any time. Simply text 'STOP' to the shortcode. Upon sending 'STOP,' we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

• If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to 540-523-1039.

• Carriers are not liable for delayed or undelivered messages.

• As always, message and data rates may apply for messages sent to you from us and to us from you. You will receive messages for us to get in contact with you when needed. For questions about your text plan or data plan, contact your wireless provider.

• For privacy-related inquiries, please refer to our privacy policy: Privacy Policy

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If you have any questions or concerns about these terms and conditions, please contact us at 540-523-1039.